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H & L Capital ScotiaMcLeod®, a division of Scotia Capital Inc.

Our services

couple walking on the beach

We focus on providing wealth management solutions in addition to our core investment management services.

We have a disciplined philosophy and process rooted in real world knowledge and experience with outcomes designed to stand the test of time and markets.

Total Wealth Planning

Total Wealth Planning is more than generating a basic financial plan. It begins with gaining a deep understanding of your entire financial picture, your immediate needs and your goals for the future. Working together with our team of specialists, who offer fresh perspectives and can help discover new possibilities, your Wealth Advisor will act as your financial partner, to help you navigate your Total Wealth Plan that will guide your financial decisions and evolve as life changes. This process of developing your Total Wealth Plan can help you realize your dreams and achieve future success, however you define it.

Services at a glance

Total Wealth Planning

From Scotia Capital Inc.

  • Help identify life priorities
  • Facilitate collaboration among team of specialists
  • Propose strategies aligned to goals and each other
  • Design integrated roadmap to structure, protect, transfer and enhance wealth

Investment Management

From ScotiaMcLeod,® a division of Scotia Capital Inc.

  • Managing investments with advice and solutions
  • Diversification and portfolio balancing
  • Risk analysis
  • Market research

Insurance Solutions

From Scotia Wealth Insurance Services Inc.

  • Risk management
  • Wealth optimization
  • Tax-efficient strategies
  • Asset diversification
  • Family legacy resolution

Estate and Trust Services

From Scotiatrust,® The Bank of Nova Scotia Trust Company

  • Will and estate planning
  • Philanthropic advisory services
  • Trust management
  • Leaving a legacy

Private Banking

From Private Banking, The Bank of Nova Scotia

  • Strategic borrowing solutions
  • Transactional banking support Leading-edge concierge and travel management service
  • Personalized, customized and attentive service

Business and Family

Advisory Services From Scotia Capital Inc.

  • Business transition planning
  • Contingency planning
  • Inter-generational wealth planning
  • Family governance and strategies